Industry · Financial Institutions
Financial Institutions
For banks and investors, sustainability is a system-level challenge — measured, priced and disclosed across the entire balance sheet.
Sustainability challenges
Where the pressure sits
- PCAF-aligned financed-emissions measurement across every asset class.
- Origination capacity for SLLs and Green Loans at SME scale.
- Prudential integration of climate risk into credit and ICAAP.
Sustainable finance opportunities
How capital can move
- Scale Sustainable Finance origination across the whole book.
- Reduce operational cost per sustainable-finance transaction.
- Turn portfolio decarbonisation into a differentiated commercial proposition.
Typical emissions sources
Where the tonnes are
- Financed emissions (Scope 3.15) — usually > 99% of total
- Own operations (Scope 1 & 2) — small but visible
- Business travel and purchased services (Scope 3.6, 3.1)
Recommended KPIs
What to measure
- PCAF-aligned financed emissions by asset class
- % loan book Taxonomy-aligned
- Green Asset Ratio (GAR)
- % borrowers with validated SBTs
Relevant regulations
What applies
- CSRDCSRD / ESRS
Mandatory sustainability disclosure.
- SFDRSFDR
Financial product sustainability disclosure.
- EBAEBA ESG risk guidelines
Prudential integration of ESG risk.
- Pillar 3Pillar 3 ESG disclosures
GAR, BTAR and financed emissions.
How Redigo supports financial institutions
The Redigo Carbon operating system
Redigo Carbon is purpose-built for financial institutions — automating financed emissions, industrialising SLL and Green Loan origination and orchestrating the full external review workflow with independent reviewers.
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